Instantly onboard customers
Embed Smartcar Connect into your web portal or mobile app and collect user consent with just a few clicks. Your customers can review the types of information they will share before opting in.
Retrieve accurate vehicle data
Smartcar takes advantage of the cellular modem that is already built into most new vehicles (2015 and later). Our technology is compatible with 19 car brands across the United States.
Increase customer retention
Thanks to a simple user experience, fairly priced policies, and no more tedious self-reporting, your customers will be more satisfied with your product and less likely to cancel their policy.
Eliminate premium leakage
Underreported mileage
Smartcar webhooks let you automatically retrieve a customer’s odometer reading to inform policy pricing and underwriting.
Garaging misrepresentation
Verify your customer’s garaging location to uncover garaging defects and hidden premium losses.
Invalid VINs
Confirm the VIN, make, model, and year of production that your customer provided at the point of sale.
Your savings with Smartcar
Calculate how much your personal auto insurance business can save using Smartcar.
Number of policies
Smartcar-compatible vehicles*
21%
Annual policy price
$1,500
Premium leakage from mileage
2.6%
Premium leakage from garaging
1.4%
Premium leakage from VIN
1%
Your annual savings with Smartcar
$15,750,000
Number of policies x 21% x $1,500 x (2.6% + 1.4% + 1%)
* Today, 60 million vehicles in the U.S. are compatible with Smartcar. Your annual savings will grow quickly over time, as 116 million vehicles will be Smartcar-compatible by 2025.
Build modern digital insurance products
Use odometer readings to charge your customers by the mile.
Download our white paper
Learn how insurers eliminate premium leakage with the Smartcar API
Find out how our technology caters to your business
Learn more about Smartcar
