Auto Insurance
Retrieve telemetry from your customers’ cars instantly, accurately, and cost-effectively.
Embed Smartcar Connect into your web portal or mobile app to collect user consent in just a few clicks. Your customers can review permissions before opting in.
Smartcar communicates directly with the cellular modem built into 2015 and newer vehicles. Our technology is compatible with 36 car brands in the United States and beyond.
Create better user experiences, offer more competitive policies, and eliminate the hassle of self-reported mileage.
Learn how insurers eliminate premium leakage with the Smartcar platform
Find out how our technology caters to your organization
Over 50% of drivers underreport their mileage every year. Smartcar lets you automatically verify a customer’s odometer at regular intervals.
Verify your customer’s parking location to uncover garaging defects and hidden premium losses.
Confirm the VIN, make, model, and year of production that your customer provided at the point of sale.
Calculate how much your personal auto insurance business can save using Smartcar.
Number of policies
Smartcar-compatible vehicles*
26%
Annual policy price
$1,500
Premium leakage from mileage
2.6%
Premium leakage from garaging
1.4%
Premium leakage from VIN
1%
Your annual savings with Smartcar
$19,500,000
Number of policies x 26% x $1,500 x (2.6% + 1.4% + 1%)
* Today, 161 million vehicles in North America and Europe are compatible with Smartcar.
Determine which customers drive after dark to improve your usage-based insurance products.
Let parents keep track of how much and where their teens are driving.
Allow your customers to lock and unlock their vehicle directly from your app.
Give customers valuable insights into when and how much they drive—all directly within your app.
Smartcar is the easiest way to integrate mobility apps and services with cars.