Auto Insurance
Retrieve telemetry from your customers’ cars instantly, accurately, and cost-effectively.
Embed Smartcar Connect into your web portal or mobile app to collect user consent in just a few clicks. Your customers can review permissions before opting in.
Smartcar communicates directly with the cellular modem built into 2015 and newer vehicles. Our technology is compatible with 20 car brands in the United States and beyond.
Thanks to simple user experiences, reasonably priced policies, and no more mileage self-reporting, your customers will be more satisfied with your product and less likely to churn.
Learn how insurers eliminate premium leakage with the Smartcar platform
Find out how our technology caters to your organization
Over 50% of drivers underreport their mileage to insurers every year. Our Scheduled Webhooks let you automatically verify a customer’s odometer reading at regular intervals.
Verify your customer’s parking location to uncover garaging defects and hidden premium losses.
Confirm the VIN, make, model, and year of production that your customer provided at the point of sale.
Calculate how much your personal auto insurance business can save using Smartcar.
Number of policies
Smartcar-compatible vehicles*
26%
Annual policy price
$1,500
Premium leakage from mileage
2.6%
Premium leakage from garaging
1.4%
Premium leakage from VIN
1%
Your annual savings with Smartcar
$19,500,000
Number of policies x 26% x $1,500 x (2.6% + 1.4% + 1%)
* Today, 72 million vehicles in the U.S. are compatible with Smartcar. Your annual savings will grow quickly over time, as 116 million vehicles will be Smartcar-compatible by 2025.
Determine which customers drive after dark to improve your usage-based insurance products.
Let parents keep track of how much and where their teens are driving.
Allow your customers to lock and unlock their vehicle directly from your app.
Give customers valuable insights into when and how much they drive—all directly within your app.