Auto insurance
Click, consent, verify mileage.
Retrieve telemetry from your customers’ cars instantly, accurately, and cost-effectively.
Instantly onboard customers
Embed Smartcar Connect into your web portal or mobile app to collect user consent in just a few clicks. Your customers can review permissions before opting in.
Retrieve accurate car data
Smartcar communicates directly with the cellular modem built into 2015 and newer vehicles. Our technology is compatible with 37 car brands in the United States and beyond.
Increase customer retention
Create better user experiences, offer more competitive policies, and eliminate the hassle of self-reported mileage.
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Download our white paper
- Learn how insurers eliminate premium leakage with the Smartcar platform
- Find out how our technology caters to your organization
Better telematics data
Underreported mileage
Over 50% of drivers underreport their mileage every year. Smartcar lets you automatically verify a customer’s odometer at regular intervals.
Garaging misrepresentation
Verify your customer’s parking location to uncover garaging defects and hidden premium losses.
Invalid VINs
Confirm the VIN, make, model, and year of production that your customer provided at the point of sale.
Your savings with Smartcar
Calculate how much your personal auto insurance business can save using Smartcar.
Number of policies
Smartcar-compatible vehicles*
26%
Annual policy price
$1,500
Premium leakage from mileage
2.6%
Premium leakage from garaging
1.4%
Premium leakage from VIN
1%
Premium leakage from mileage
$19,500,000
Number of policies x 26% x $1,500 x (2.6% + 1.4% + 1%)
* Today, 161 million vehicles in North America and Europe are compatible with Smartcar.
Build modern digital insurance products
Pay-per-mile policies
Use odometer readings to charge your customers by the mile.
Time of day driving
Determine which customers drive after dark to improve your usage-based insurance products.
Family safety
Let parents keep track of how much and where their teens are driving.
Digital car keys
Allow your customers to lock and unlock their vehicle directly from your app.
Driving reports
Give customers valuable insights into when and how much they drive—all directly within your app.
What our customers say
“When we were looking for a user-friendly and cost-effective way to verify a policyholder’s mileage, Smartcar’s solution really stood out.”
“Using Smartcar’s APIs, we can provide new and innovative ways to make auto insurance fairer and more affordable for everyone.”
“Not only does the Smartcar platform provide amazing technology, but their team also helped us integrate in just a few weeks, which enabled us to scale incredibly fast!”
